Firm rules, verified weekly.

A short list covered deeply beats a long list covered badly. Every rule below is checked against the firm's own documentation and re-audited every week by an automated rule watch.

Fastest legal path to funded

Same $3,000 target on a 50K account — three different answers, because the consistency rules differ.

AccountProfit targetConsistency ruleFastest pass
Topstep Combine 50K$3,000Best day ≤ 50% of target (inclusive)2 days — $1,500 + $1,500
LucidPro 50K$3,000None in evaluation1 day — a single $3,000 day
LucidFlex 50K$3,000Best day ≤ 50% of total (+ official cushion)2 days — $1,500 + $1,500
LucidDaily 50K$3,000Same 50% rule as Flex2 days
LucidDirect 50KNo evaluation≤ 20% of cycle profit (funded)Funded immediately · 5 days to first payout

Both firms' consistency rules are inclusive — a day landing exactly on the cap passes. Breaking the rule does not fail your account; it raises what you need to earn.

Topstep

Two checkout options that most traders don't realise are different.

AccountTargetMax loss limitDaily loss limitMax size
50K Combine$3,000$2,000 (EOD trailing)None, or $1,000 if selected5 minis / 50 micros
100K Combine$6,000$3,000 (EOD trailing)None, or $2,000 if selected10 minis / 100 micros
150K Combine$9,000$4,500 (EOD trailing)None, or $3,000 if selected15 minis / 150 micros

The daily loss limit is optional

Default is no DLL — only the trailing max loss can end your run. Choosing to add one earns a discount, and hitting it is a soft breach: you're locked out for the session, but your account survives.

Breaking consistency doesn't fail you

Your best day must stay at or below 50% of the profit target. Go over and your target rises to twice your best day — you keep trading, you just need more.

Funded stage: first payout needs 5 winning days of $150+, or 3 days with your best day ≤40% of total. Profit split 90/10. Flat by 3:10 PM CT — no overnight positions.

Lucid Trading

Five products with genuinely different rules — picking the wrong one costs you days.

ProductEval consistencyDaily loss limitBest for
LucidProNone$1,200 at 50K (soft)Passing fast — one good day
LucidFlex≤50% of totalNone at any sizeTraders who hate daily limits
LucidDaily≤50% of totalOptional at checkoutDaily payouts once funded
LucidDirectNo evaluation$1,200 at 50KSkipping the eval entirely
LucidMaxx≤40% + 5 daysNoneInvite only

The consistency cushion

Flex and Daily allow slightly more than a strict 50% — Lucid's own documentation says it exists so eager traders can pass in exactly two days.

LucidDaily: news is a hard breach

Trading red-folder news on a funded LucidDaily account breaches it — you must be flat from one minute before to one minute after. This is the only instant-fail news rule at Lucid.

All Lucid products: drawdown trails end-of-day closes and locks at start + $100 once cleared. Flat by 4:45 PM EST. No hedging across accounts. Profit split 90/10.

Why we cover few firms deeply

Comparison sites list hundreds of firms with data that goes stale in weeks. We'd rather be right about two than vague about two hundred — and we add a firm only when we can maintain its rules to the same standard.

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