Lucid · verified 3 August 2026

LucidDirect — instant funded

LucidDirect skips the evaluation entirely. Full rules on the 20% consistency rule per payout cycle, first payout goals, caps and the larger drawdowns at 100K and 150K.

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Overview

LucidDirect has no evaluation — you start funded on day one for a higher one-time fee. What replaces the evaluation is the first payout cycle, and the rule that governs it is stricter than anything else here: your largest day must be no more than 20% of cycle profit. That 20% figure is what forces a five-day minimum pace to your first payout. Note also that the 100K and 150K accounts carry larger max loss limits here ($3,500 and $5,000) than the equivalent evaluation products.

The rules that decide whether you pass

Consistency rule

Your largest day must be no more than 20% of cycle profit — inclusive. It only delays a payout, it never breaches the account. This is what sets the five-day pace.

Fastest legal pass

Five days to your first payout. The 20% cap means you need at least five roughly equal days to satisfy the ratio. You are funded from day one — the clock here measures time to money, not time to funding.

Key metrics by account size

Every figure below is checked against the firm's own documentation and re-audited weekly.

AccountFirst payout profit goalMax loss limitDaily loss limitMax contracts
25K$1,500$1,000None2 minis
20 micros
50K$3,000$2,000$1,200
soft breach
4 minis
40 micros
100K$6,000$3,500$2,100
soft breach
6 minis
60 micros
150K$9,000$5,000$3,000
soft breach
10 minis
100 micros

Who this account is for

A good fit if…

  • Traders who have already proven themselves and do not want to re-pass an evaluation
  • Anyone who would rather pay once up front than repeatedly retry evaluations
  • Traders comfortable pacing profit evenly across a week

Look elsewhere if…

  • Traders whose edge concentrates into one or two big days — the 20% rule punishes exactly that
  • Anyone on 100K or 150K who wants the tighter drawdown of the evaluation products

How fast could you pass this?

The calculator applies these exact rules, shows your minimum days, the points and ticks you need per market, and — if you know your win rate — the odds you actually make it.

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Questions traders actually ask

Is LucidDirect really funded from day one?

Yes. There is no evaluation phase. You pay a higher one-time fee and trade a funded account immediately. The first payout cycle takes the place of an evaluation as the thing you have to satisfy before money reaches you.

Why does LucidDirect take five days to a first payout?

The 20% consistency rule. If no single day can exceed 20% of your cycle profit, you need at least five days to accumulate the full goal. Cycle 2 onward has lower goals ($1,250 to $4,500 by size), and the minimum payout request is $500.

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